The Risk Management Association: Credit Risk Certification

Validate your skills with the only recognized professional designation for credit and lending professionals.

In today’s rapidly changing financial services industry, credit and lending professionals will continue to play a critical role in shaping the risk profile of their respective institutions. The CRC is the only recognized professional designation for credit and lending professionals, and earning it gives you added credibility among colleagues and clients alike. As a credentialed risk professional through RMA, you demonstrate a commitment to the credit risk industry and a level of industry knowledge that has been recognized by an objective, outside organization.

Apply online for the exam. To apply online, log in to your account. If you do not have an online account, you may create one here.

Applications will be available and accepted during open-application windows only. Applications submitted after the deadline will be deferred to the next exam window.

Additional Information from the RMA Headquarters Web Site


With the state of the economy and unemployment rates at unprecedented highs, concerns about your job and your future are likely running just as high. The Risk Management Association (RMA) can help you regain your confidence and strengthen your professional skills so that you can differentiate yourself as a quality performer in this time of uncertainty.

Get the Recognition You Deserve

The Risk Management Association is proud to introduce our new Credit Risk Certification Program. To take the RMA-CRC examination, you must have at least three years’ experience as a credit professional. You can also benefit from the rewards of earning your RMA-CRC if you have 5, 10, 15, or even 20 years or more as a:

  • lender
  • credit officer
  • credit analyst
  • credit risk manager

Supervise credit risk professionals? Your staff will profit from certification, too!

Validate Your Credit Risk Skills

There are many benefits of RMA’s new Credit Risk Certification. The RMA-CRC will:

  • Validate your skills.
  • Reward your professional achievement.
  • Reflect positively on your employer.
  • Set you apart from other candidates for promotion.
  • Show your ongoing commitment to staying current.
  • Help you hire candidates you’re sure have the right knowledge and skills.
  • Stand out in a crowd with RMA’s stamp of approval – CRC, Credit Risk Certified.

Continue Your Education with RMA

To ensure that you stay current in the credit risk field, RMA requires you to complete 60 continuing education credits every three years. The three-year period starts with the year you receive certification. Ongoing education assures that you are continuing the commitment you began when you first passed the certification exam.

Click here for more information or visit the Credit Risk section of the RMA National web site at

Certification Maintenance Information